Monte Kivo has been handicapping since 1994. During that time we have had several #1 finishes in various sports. Consistency is the name of the game and we do it well. We handicap the NFL, CFB, NBA, CBB, NHL and MLB currently. Monte is known for honesty, hard work, integrity, and plain out just winning money for his long-term clients. Money management is one of the KEY Ingredients to winning. We invite you to join us daily on this site and experience the thrill of winning consistently. Monte started BettorsChat with the vision of making his clients money on a long-term basis year in and year out. We feel strongly we are one of the best overall handicappers in the world today. ” s. Don’t feel like you must play every single day because sometimes it’s better to simply take a pass and wait for something better to come along the next day.